Head Office:

AGIB House
No. 77, Toyan Street, Off Keffi Street, Obalende, Lagos.
Tel: +234 1 8541399,; 8545375, 6211249-50
info@agibrokerslimited.com

Property & Pecuniary Covers

All Risks Insurance

This provides cover against all risk of physical loss, destruction from any cause or damage by an accident or misfortune anywhere in Nigeria. This includes various house\holder’s equipment including laptop computer, mobile telephones/GSM phones, tools of trade, miscellaneous equipment, etc.

Underwriting requirements: Description of all the items/equipment and their value in Naira.

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Burglary & Housebreaking Insurance

This provides cover protection for your properties including but not limited to office equipment, furniture, fixtures and fittings, household equipment against any loss of or damage consequence upon burglary or housebreaking accompanied by forcible and violent entry to or exit from the premises or any attempt thereat or any damage to the premises falling to be borne by the insured caused by such theft or attempt thereat.

Underwriting requirements: List of all office furniture, fixtures and fittings, equipment and household equipment, etc.

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Combined Householder & House-owner Comprehensive Insurance

This provides cover against loss or damage arising from fire, theft and other perils associated with fire to all buildings, flats and other residential accommodations including all household goods, contents and personal effects. It can be extended to cover larceny.

Underwriting requirements: Description of building, various household goods, contents, furniture & fittings, personal effect and their respective value in Naira.

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Computer & Electronic Equipment Insurance

This provides all risk cover in respect of unforeseen and sudden loss of accidental damage misfortune to electronic equipment and computers including accessories whilst at work or at rest or whilst being dismantled for the purpose of cleaning, inspection, overhauling or in the course of these operations themselves or subsequently re-erection.

Underwriting requirements: Description of all the computer/electronic equipment including accessories with their replacement value/amount (in Naira)

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Consequential Loss Insurance

This provides for loss of profit/revenue following an interruption of business due to fire, lightning, bush fire, explosion, earthquake, fire & shock, aircraft and impact, tornado, flood, storm, bursting and overflowing of water tanks, apparatus or pipe; riot, strike, civil commotion and malicious damage with an Indemnity Period of 12 months.

Underwriting requirements: Value or Amount (in Naira) of your gross profit, wages prior to the loss and Auditors’ fees.

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Contractors All Risks Insurance

This provides cover for comprehensive and adequate protection against loss or damage to contract works, construction plants and equipment, machineries and all unfixed materials on site for incorporation into the works including temporary buildings for use as site offices, accommodation, workers camps, stores, workshops and their contents. It also provides covers for third(3rd) party claims for property damage or bodily damage in the course of the project including Architects, Surveyors, Consultant’s Fees as well as cost of debris removal. The cover can be extended to period of maintenance.

Underwriting requirements: The contract value, description of the project, duration, maintenance period.
Amount of the limit of liability for anyone accident or series of accidents amounting from a single occurrence.

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Fidelity Guarantee Insurance

This provides cover for any act of fraud or dishonesty proved to have been committed resulting in pecuniary loss by any employee holding a position of trust.

Underwriting requirements: Total number of Employees to be guaranteed, Amount of anyone guaranteed and aggregate limit anyone year.

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Fire & Special Perils Insurance

Provides protection for your buildings, office furniture & equipment, fixtures and fittings against; fire, lightning, bush fire, explosion, earthquake, fire & shock, aircraft and impact, tornado, flood, storm, bursting and overflowing of water tanks, apparatus or pipe; riot, strike, civil commotion and malicious damage.

Underwriting requirements: List of all the buildings, their locations including values (in Naira), of all the office furniture, fixtures and fittings, equipment and household equipment, etc.

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Goods-In-Transit Insurance

This provides all risks of cover for physical loss or damage to your goods and all other items used in connection with your business whilst in transit by road, rail, inland waterways or by air anywhere in Nigeria in the course of loading and unloading from any vehicle and/or temporarily housed.

Underwriting requirements: List of all office furniture, fixtures and fittings, equipment and household equipment

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Money-In-Transit Insurance

This provide cover for loss, destruction or damage to money whilst in transit, in Bank or at the Insured premises or in the custody of specified key employees, damage to safe including extension covering the risk of holdup and strike.

Underwriting requirements: Amount of all cash in safe, cash in transit and in custody including cash in the possession of key staff of the organisation.

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